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	<title>Debra Chase&#039;s Blog</title>
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		<title>Debra Chase&#039;s Blog</title>
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		<title>HOMEOWNERS AND RENTERS…BEWARE!</title>
		<link>http://debrachase.wordpress.com/2009/06/09/homeowners-and-renters%e2%80%a6beware/</link>
		<comments>http://debrachase.wordpress.com/2009/06/09/homeowners-and-renters%e2%80%a6beware/#comments</comments>
		<pubDate>Tue, 09 Jun 2009 00:40:23 +0000</pubDate>
		<dc:creator>Debra Chase</dc:creator>
				<category><![CDATA[Insurance Articles]]></category>

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		<description><![CDATA[Article regarding deductibles/homeowner and renter's insurance.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=debrachase.wordpress.com&amp;blog=7979369&amp;post=7&amp;subd=debrachase&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:#0000ff;"><strong>When was the last time you reviewed your homeowner’s or renter’s insurance policy? I thought so.  A long time ago.  Now’s the time to find that paperwork and connect with your agent.  There may be some hidden ways to help reduce your insurance cost as the cost of living rises.  Would you ever put in a claim for $700 when you carry a $500 deductible?  Probably not.  Therefore, why not increase your deductible to $1,000 and save a few dollars?  Another way to save money is to make sure both your home (or renter’s) and auto policies are with the same company.  This multi-policy savings will allow for maybe higher coverages where you need them; such as higher liability.  In our sue-happy environment high liability is perhaps one of the most important coverages you can have.</strong></span></p>
<p><span style="color:#0000ff;"><strong>These (as well as many others) are the types of items to review with your local agent.  Open communication and constant ideas are what bring the agent’s value home.</strong></span></p>
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